No Cash? NO PROBLEM!
Through our first time homebuyers program, we offer these benefits:

$40,000* Down Payment Assistance!
California Homebuyer's Down Payment Assistance Program (CHDAP) - You will receive a simple interest rate up to three percent (3%) of the sales price or appraised value.

* Assistance will vary according to qualification.

CALHFA Housing Assistance Program (CHAP) - Designed to provide up to 3% of the down payment assistance needs for eligible homebuyers purchasing a home anywhere in California.

High Cost Area Home Purchase Assistance Program (HiCAP) - Designed to help make homeownership a possibility for first-time homebuyers in some of California's higher cost counties.

100% Financing with a Below Market Interest Rate!

It's available! Up to 100% of the sales price limits and below market interest rates - makes housing much affordable. In addition we offer:

1. 40 year term - Features a below market fixed interest rate fully amortized loan over a 40-year term.
2. 30 year fixed mortgage - Features a below market, fixed interest rate fully amortized loan over a 30-year term.
3. Interest ONLY plus - Features interest only payments for the first 5 years. Then converts to a 30 year fixed mortgage at the same below market interest rate for the remaining 30 years.

Extra Teacher Assistance!

1. Postponed payment
2. Special reduced interest rate

TD Real Estate is one of the few firms in the Bay Area with relevant and practical experience regarding these government assistance programs. For additional information or if you have any questions, you can send us an email at tondangre@gmail.com.

Note: Please ask us for other programs and benefits that we offer.